Business Debt Recovery Solicitors | Davis Blank Furniss

Our legal services

We can help you:

  • Negotiate and correspond with debtors
  • Attempt to settle disputed debts, including use of mediation where appropriate
  • Issue court proceedings
  • Issue winding up petitions
  • Apply to enforce or secure the debt
dbf law debt recovery credit
dbf law debt recovery credit

Why use Davis Blank Furniss?

Why use Davis Blank Furniss?

Frequently Asked Questions

Business debt recovery in England and Wales is the process of collecting unpaid debts owned by one business to another. There are special rules regarding debts owed by individuals (including sole traders). The process typically begins with formal demand’s for payment in the form of a letter of claim. If payment is not made, legal action may be pursued through the courts, resulting in a judgment against the debtor. Enforcement measures, such as asset seizure or charging order may follow to recover the debt or sometimes insolvency proceedings.

The business debt recovery process in England and Wales depends on whether the debtor is a company or an individual (including a sole trader), it begins with a Letter of Claim. What happens next depends upon whether the debtor responds and if the debt is disputed. If the dispute is not resolved amicably then court proceedings are issued and judgement sought. Once judgement is obtained enforcement action to recover the debt can begin.

A business debt recovery letter in England and Wales is a formal communication from a creditor to a debtor, seeking payment for an outstanding debt, known as the Letter of Claim It must include details such as the debt amount, whether interest or other charges are continuing and the agreement which gave rise to the debt. The letter also outlines payment terms, consequences of non-payment, and provides contact details for payment.

The business-to-business debt recovery process in England and Wales involves informal communication, with creditors initially requesting payment. If unsuccessful, formal demand letters are issued, outlining the debt, terms, and consequences. Negotiation or mediation may follow to reach an agreement. In case of non-compliance, legal action is initiated through the courts, potentially resulting in a judgment. Enforcement measures, such as asset seizure or insolvency proceedings, may be employed. Adherence to relevant laws, like the Late Payment of Commercial Debts (Interest) Act 1998, is critical. Legal advice is often sought, and alternative dispute resolution methods may be explored before formal legal action is pursued.

Business debt recovery services in England and Wales are offered by specialised agencies or legal firms to assist creditors in recovering outstanding debts from other businesses. These services typically encompass the entire debt recovery process, from initial communication and demand letters to court proceedings if necessary. Professionals in these services seek to negotiate settlements, pursue claims through the courts, and employ enforcement measures, aiming to secure payment.

To initiate business debt recovery in England and Wales, the creditor issues the debtor with a formal demand letter detailing the debt, interest and charges being claimed, payment terms, and consequences of non-compliance known as the Letter of Claim. If efforts to reach a compromise fail or the debt is disputed, then the next stage depends on whether the debtor is an individual (including a sole trader) or a company but ultimately court proceedings are the last resort whereby the creditor seeks judgement against the debtor. Once judgement is obtained enforcement measures, like seizing assets or initiating insolvency proceedings, may follow.

In England and Wales, businesses have several options when pursuing debts from individuals (including sole traders). Where attempts to reach a resolution have failed, the next step is to send a Letter of Claim to the debtor which must include details such as the debt amount, whether interest or other charges are continuing and the agreement which gave rise to the debt. The letter also outlines payment terms, consequences of non-payment, and provides contact details for payment. Specified time limits apply depending upon the debtor’s response and requests for documents. Attempts to settle should be again attempted and court proceedings are seen as the last resort when negotiations have failed.

In England and Wales, a litigation lawyer is a legal professional specialising in the practice of litigation, which involves resolving legal disputes through the court or tribunal system or via alternative dispute resolution processes. Litigators, as they are commonly known, navigate various legal arenas, representing clients in civil, commercial, employment, or family law matters. They play a central role in court and tribunal proceedings, presenting cases, conducting legal research, and managing overall case strategy. Litigation lawyers engage in negotiations to seek favourable settlements, and their responsibilities extend to preparing legal documents, interviewing witnesses, and collaborating with other legal and expert professionals. Whether working in law firms, government agencies, or as in-house counsel, these lawyers are essential in advocating for their client’s interests and ensuring a fair resolution to legal conflicts within the framework of the law

In England and Wales, litigation refers to the legal process of resolving disputes through the court or tribunal systems. It involves bringing or defending legal actions in civil matters, such as contract disputes, personal injury claims, or family law issues. Litigation encompasses various stages, including legal research, evidence gathering, negotiations, and courtroom proceedings. The goal is to seek a resolution or judgment that addresses the legal rights and obligations of the parties involved in the dispute. Litigation may culminate in a court trial or tribunal hearing, but settlements and alternative dispute resolution methods are also common outcomes in the pursuit of legal remedies or settlement.

Litigation in England and Wales is the legal process of resolving disputes through the court or tribunal systems. Parties engage in formal legal proceedings after pre-action attempts to resolve matters has failed, the legal proceedings includes pleadings, disclosure,, expert evidence, witness statements all leading to a trial or final hearing where evidence and arguments are presented before the judge or tribunal members. The court or tribunal then issues a judgment, providing a final determination. While trials are common, many cases are settled or resolved through alternative methods before reaching trial or final hearing . Litigation serves as a crucial mechanism for upholding legal rights, seeking remedies, and resolving conflicts within the framework of the legal system.

Civil litigation in England and Wales involves resolving non-criminal disputes through the court or tribunal systems. It spans various legal matters, including contracts, personal injuries, property, employment, and family issues. The process includes pleadings, disclosure,, expert evidence, witness statements all leading to a trial or final hearing. The goal is to seek remedies, often in the form of monetary damages or declaratory relief and ensure a fair resolution while upholding legal rights. Civil litigation plays a crucial role in resolving conflicts and maintaining justice within the legal framework of these jurisdictions.

Litigation and dispute resolution are legal processes for addressing disputes. Litigation involves the formal presentation of a case in court or tribunal, with a judge (with tribunal members)deciding the outcome based on presented evidence and legal arguments. Dispute resolution, on the other hand, includes various methods, such as negotiations, mediation, or arbitration, to settle disputes outside of the court or tribunal process. These alternative approaches aim to reach mutually agreeable solutions, often fostering quicker and less adversarial resolutions compared to litigation. Parties may choose the most suitable method based on the nature of the dispute, seeking either a court judgment, tribunal determination or a negotiated settlement to resolve their disputes. These alternative approaches aim to reach mutually agreeable solutions, often fostering quicker and less adversarial resolutions compared to litigation. Parties may choose the most suitable method based on the nature of the dispute, seeking either a court judgment, tribunal determination or a negotiated settlement to resolve their disputes.

Why choose Davis Blank Furniss?

Merit Icon Founded in 1877
Team members icon 60+ experienced employees
Apartment block icon Offices in Manchester & Glossop
Law Scales Full service law firm

Testimonials

Read what our clients have to say...

View All

Excellent experience start to finish – always very responsive to any queries and the turnaround on the property I was buying was very quick, even in the busy time leading up to stamp duty deadline. Jenny was always very helpful and went above and beyond to close on a short timescale.

Ben Armitage

“Very approachable, practical solutions to problems, but most of all very responsive which I personally think is very important because if you need help, you need it quickly, or at least to know someone is looking at it for you”.

Joanne Rowe, Finance Director, Greater Manchester Chamber

“Always able to contact, very approachable, friendly and professional”

Nives Feely, JAM Recruitment

“I believe I have been able to establish a professional working relationship with everyone I have come into contact. Importantly, I sense the relationships which have been established give me the confidence that I can make contact with Davis Blank Furniss at any time and on any matter. I would also like to express my thanks to the very impressive “gatekeepers” who work in reception, not only for making me very welcome, but also for their professionalism”

Bill Pryke, CEO, Chartered Institution of Civil Engineering Surveyors

“Thank you for your efficient and friendly help throughout this process. We have had it easy but your approach has been part of that”.

Robert Amsbury (Conveyancing Client)

“I would like to take this opportunity to thank you personally for the ongoing support and assistance the firm has offered to our parents over the years. I hope also that we may be able to call on you if necessary in the future.”

Valerie Fisher (Probate Client)

“Jo always provides great service, understands our needs and delivers on her promises. Our needs are relatively simple but the complexity arises out of the volume of work and short time frames, Jo always delivers.”

Peter Fernandez, Corporate Director at Royal Bank of Scotland

“A big thank you to all who dealt with my wife’s claim… We would not hesitate to recommend Davis Blank Furniss to anyone that may be in a situation like we have been…”

Anon (Personal Injury client)

“Before putting my case in Kirsty (Morbey)’s capable hands I’ve met a couple of other solicitors. None of them listen to me as intently as Kirsty and showed me as much empathy and understanding as she did. Simultaneously she was able to look at my case from legal perspective, explain all the options and follow each of our meetings with written summary of the discussed matters (in timely manner). Her advice was invaluable and led me to successfully ending the case matter (hopeful for good). I’m forever grateful for he work and would definitely recommend her to anyone looking for reliable, knowledgeable and committed solicitor”.

Anon (Family client)
5 star service

Our Manchester office is rated 5 stars on Google

How can we help?

Get expert legal advice.

If you need any legal advice or assistance with regards to personal or family law, contact the Davis Blank Furniss team now.

Get expert legal advice.

If you need any legal advice or assistance with regards to personal or family law, contact the Davis Blank Furniss team now.








    Manchester Office

    If you need any legal advice or assistance from our Manchester office, contact the Davis Blank Furniss team now.

    Glossop Office

    If you need any legal advice or assistance from our Glossop office, contact the Davis Blank Furniss team now.

    Richard Hamilton

    Richard Hamilton

    Managing Partner
    Kate Oldfield

    Kate Oldfield

    Senior Partner
    Andrew Ryan

    Andrew Ryan

    Partner
    Sonio Singh

    Sonio Singh

    Partner
    Debra Kelly

    Debra Kelly

    Partner
    Seán Hackett

    Seán Hackett

    Partner
    Susan Bann

    Susan Bann

    Partner
    Andy McNish

    Andy McNish

    Partner
    Shiva Shadi

    Shiva Shadi

    Partner
    Kirsty Morbey

    Kirsty Morbey

    Partner
    Jennifer Smith

    Jennifer Smith

    Partner
    Rosie Korcz

    Rosie Korcz

    Partner
    Rebecca Taylor

    Rebecca Taylor

    Partner
    Lauren Sever

    Lauren Sever

    Partner
    Paul Walton

    Paul Walton

    Consultant
    Stuart Shalom

    Stuart Shalom

    Consultant
    Amie Tsang

    Amie Tsang

    Senior Consultant
    Alison Cameron

    Alison Cameron

    Senior Associate Solicitor
    Kirsty Fillery

    Kirsty Fillery

    Associate Solicitor
    Rhiannon Turner

    Rhiannon Turner

    Solicitor
    Sarah Taylor

    Sarah Taylor

    Solicitor
    Craig Marsden

    Craig Marsden

    Associate Residential Conveyancer
    Joanne Mercer

    Joanne Mercer

    Associate Probate Manager
    Jackie Miller

    Jackie Miller

    Legal Manager
    Emma Little

    Emma Little

    Conveyancing Paralegal